Well at least lost for a word that I can publish here…

Let me explain the full story

Back in the late spring a young couple came to look at my flat, the agent said they had the deposit and an agreement in principle for the mortgage, they didn’t need a station and they had friends who  lived locally.  They sounded like absolutely ideal buyers, then after the viewing they made a good offer which I accepted.  They began the process of getting a full mortgage approval and our solicitors swapped details etc.  3 weeks later they pulled out as they felt moving and having a baby at the same time wasn’t practical for them.  You might question why were they looking if she was 7 months pregnant but from what I know now I am not surprised

6 months later…

The same couple contact me via www.tepilo.com (agent free internet private sales) They would like  to view my property again as they are now ready to move and this is the area they want to live in and they are keen to make an offer.  Excellent news.

They came to view the flat and we talked a bit about a property over the road that they have also viewed.  They advise me that they had made a very low offer and not heard from the agent but as there was a sold board up they assumed the vendor had accepted a higher offer.   They called me a few days later to make an offer on my flat, we negotiated a bit and I accepted their offer. They said with a baby they thought my flat that was the best option for them as the other flat needed alot of work including the installation of central heating.

Here is where it gets interesting.  I instructed my solicitor and asked them for the details of their solicitor along with an offer in writing subject to approval of their mortgage.  They did not reply to my email but when I phoned they said the mortgage would take 7 weeks to be processed.  This seemed a long time to me and also to ace Mortgage Advisor Mary Warring, but still not much I could do but keep onto them.

I left it at that for a couple of weeks, then began texting them for updates after the third text wasn’t replied to I gave them a call.  They confirmed the mortgage was being processed but they didn’t know why it was going to take so long but they did confirm they still wanted to purchase the flat. That’s really all I wanted to know and was something I thought I made clear in my text messages.

I advised them that I would continue to market it via an agent just in case there was a problem with the mortgage approval and they accepted this and understood that should another offer come along they may lose out.  I thought they didn’t seem as keen as you think a first time buyer might be and when I asked who the lender was they didn’t seem to know, but he did say he wanted to get the mortgage approved this side of Christmas.

The following day…

I have a new agent value and subsequently market the flat. I make the new agent aware that there is an offer on the table, and tell him that he might remember them as they placed an offer on the flat over the road.  It transpires the agent only had the one offer, which was accepted and the purchase is well underway.  The agent calls me back a couple of hours later to say the mortgage is approved, the  survey is complete and the sale appears to be going through.

Conclusion: The guy is a ROTTER… please feel free to insert more appropriate language that I would not wish to use on this blog site

It’s quite unbelievable that anyone would string along a second vendor when they have progressed so far with an alternative property.  Especially as if mine does not sell these people will be living across the road.   I fail to see any advantage in not pulling out of the agreement on my flat once the survey has been carried out on the other property.

I am pretty sure the last owner of the flat over the road died there, maybe it will turn out to be haunted….

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